Uses and Disclosures

We are permitted to use and disclose your health information under a variety of circumstances. Sometimes we must obtain your authorization before we use or disclose that information, but in other circumstances wemay use your information without your authorization and without informing you of the use or disclosure.

Some of the reasons that we may use or disclose your information include:

• Determination of eligibility, coverage and cost sharing amounts.
• Claims management.
• Rating provider and plan performance.

These are only examples.